Your church is a central part of your life and your community. Churches are built with donations from parishioners, and it could not be more important to the future of your ministry that your property and finances are fully protected with the right church insurance policy.
Every church building is valuable – to the people it serves, to the community, and to the outside world at large. When property is damaged, destroyed, or stolen, it can be very expensive to replace. That is when your church insurance policy can protect your religious organization from financial ruin. What types of risks should be covered?
It may be difficult to envision every potential disaster, but some common issues that should be covered with the right church insurance include property damage, liability coverage, sewer and drain backups that could damage the structure or items within, employee dishonesty, breakdowns of equipment used for church business, computers, signage, valuable records, and the monies or securities owned by your religious organization. Other types of coverage are optional and may be appropriate for certain church properties. Your church insurance policy can be customized to meet the current needs and budget of your organization.
At Coleman and Davis Insurance Agency in Charlottesville, Virginia, we work closely with business administrators, office managers, trustees, and other church personnel to create the church insurance policy that will best protect the organization. As we are a local agency, our agents are easy to reach, friendly to work with, and dedicated to helping protect religious organizations throughout the Charlottesville area. We are here to serve you, so we offer appointment times that will meet your busy schedule, including evenings and weekends.