Business Owners Policy
We provide Business Owners Policy (BOP) insurance to many businesses in Charlottesville and the state of Virginia. A Business Owners Policy combines multiple different coverages into one policy to protect your small to medium-size business assets. Coleman & Davis Insurance Agency can provide your business with a package to fit your industry needs. Contact us for more information or a free quote!
Commercial auto insurance insures your vehicles for physical damage and liability coverage for liability, collision, and more not covered by a personal auto policy. Commercial Auto insurance covers a variety of vehicles and is also referred to as commercial car insurance, truck insurance, or fleet insurance. Contact us to find out why you need commercial auto insurance and what it covers. Contact us for more information or a free quote!
Commercial property insurance covers the establishment and the contents that the company owns. Many things are considered “property” including money, goods and computers. The liability policy coverage should protect the building against events such as burglary, vandalism and fire. Contact us for more information or a free quote!
Charlottesville, Virginia has many retail stores and they all have one important need: Insurance. Let us evaluate your risk for damage and liability for your retail store in and around Charlottesville. Retail stores need insurance to protect themselves from damage that may occur to their inventory or accidents to your customers. Contact us for more information or a free quote!
Contractor’s General Liability insurance is perfect for general contractors, residential and commercial builders, construction managers, design and build firms and subcontractors.
Contractor policies are available for every project:
- General liability insurance
- Contractor insurance
- Builders risk insurance
- And more!
General Liability insurance coverage can protect your business from unexpected expenses such as bodily injury and property damage. Coleman & Davis Insurance Agency can assist you in selecting the most appropriate policy available. We will help you customize a specific plan that works for your Charlottesville business. Contact us for more information or a free quote!
Workers’ compensation insurance protects employers from claims that result from employee injuries. Most employers are legally required to provide coverage for medical bills and lost wages sustained as a result of on-the-job accidents or sicknesses. Workers compensation coverage is the largest insurance expense for many businesses. Contact us for more information or a free quote!
Restaurant insurance protects against unexpected incidents while also addressing the unique needs of the establishment. No matter how large or small your business, you could be held liable for anything from spilled coffee to outdated food.
Restaurant & Bar Insurance is needed for the following:
- Fast Food
- Casual Dining
- Fine Dining
- Coffee Shop
Self Storage Insurance
Self-storage insurance protects renters and owners of self-storage units from financial losses resulting from such things as fires, storm damage, water leaks and burglary. Coleman & Davis Insurance Agency provide customization coverage for your needs. Contact us for more information or a free quote!